December 15, 2012

'Tis the Season

..for shopping, dining and merry-making!

Credit card companies know this, so they're out on full force to inform you everyday that they have a promo here, a promo there and everywhere. LOL!

Instead of being annoyed with the everyday email reminders of their gimmicks, I am actually taking note of everything so I can take full advantage of their promos.

Here is one example of Banco de Oro's credit card promo that we "might" be taking advantage - 30% off on buffet at EDSA Shangrila, Manila.

I booked our hotel in Manila by taking advantage of the extra 5% discount from Banco de Oro credit card. I saved a couple of thousand pesos by doing that. It's awesome!

Hubby said, that's the beauty of having a credit card and the irony of borrowing money (using credit card).

With all these wonderful promotions, it's so easy to get carried away and just swipe our credit cards. But please remember, if you cannot pay the the whole amount at due date it is still wise not to spend even if you "saved" something from that purchase. I've learned that lesson a long time ago.

With that said, don't delete emails from credit card companies right away. You'll be delighted at the discounts and freebies you'll get.

Happy swiping! :)